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AIU Sticking to a Budget for an Important Financial Goal Discussion

AIU Sticking to a Budget for an Important Financial Goal Discussion

AIU Sticking to a Budget for an Important Financial Goal Discussion


Assignment Details

Money, Money, Money:

“I work all night, I work all day, to pay the bills I have to pay.
Ain’t it sad?
And still, there never seems to be a single penny left for me.
That’s too bad.
In my dreams I have a plan.”
– ABBA, 1976 (as cited in Genius, 2020)

These music lyrics by ABBA hit on one of the greatest challenges of adult life—money. We tend to work so hard to make ends meet. Most of the time, there is very little left over. Think about your own financial situation and your plans and dreams for the future.

Possible financial goals could be the following:

  • Sticking to a budget
  • Saving for a car
  • Paying for children’s college
  • Paying for a child’s wedding
  • Saving for vacation
  • Buying a house
  • Getting a raise

Select 1 of these financial goals or something that you would like to achieve in the next 5–10 years. Then, discuss the following in your main post:

  • Describe your plan for reaching this financial goal.
  • What is the easiest part of the plan?
  • What is the challenging part of the plan?

Read the financial goals and plans shared by your classmates. Your responses to your classmates should further the conversation. Consider sharing a new strategy or your experiences striving for a similar goal.


Genius. (2020). Money, Money, Money – ABBA. Retrieved from

For assistance with your assignment, please use your text, Web resources, and all course materials.

Discussion Board Reminders:

  • Must have three posts: A Main Post and two replies to peers.
    • First post: Either your main post or a reply to others must be posted before midnight CT (Central time) on Friday of each week.
    • Second and third post: Must be posted on a different day from the first post.
  • Connect to Content: At least one post must refer to course learning materials. See the Academic Resource on Discussion Boards for help with connecting to the content.
  • Engaging in Class Discussions: For more information on making the most of your class dialog, review the Academic Resource on Discussion Boards.

Grading Rubric

    Assignment Criteria Proficient Descriptor Points

    Quality of Main Post

    30 Points

    Student’s main post meets or exceeds the following requirements:

    • Responds completely to all of parts of discussion question (8 points)
    • Communicates content information accurately and/or logically (8 points)
    • Delivers a thoughtful response demonstrating insights and reflections (7 points)
    • Connects to both key content concepts and personal experiences (7 points)
    /30 pts.

    Response to Peers

    24 Points

    Responds to a minimum of 2 peers (12 points per response):

    • Substantive response (6 points)
    • Furthers the conversation with peers. Examples could include (6 points):
      • Provides additional resources
      • Connects to key concepts
      • Shares personal or professional experiences
      • Contributes new information or perspective
      • Presents a competing viewpoint
    /24 pts.

    Support from Learning Resources

    3 Points

    At least one post refers to course learning resources. /3 pts.

    Professional Writing

    3 points

    Response is well-organized, clear, and free of grammatical and mechanical errors.

    Posts demonstrate courtesy and respect for others.

    /3 pts.
    Total /60 pts.

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